Chocolate Chip Crust Zucchini Bread Recipe

This classic zucchini bread is lightly spiced, tender, and full of flavor. A layer of mini chocolate chips on top bakes into a thin chocolate crust for a touch of sweetness. Perfect for breakfast, an afternoon snack, or to share.

This is my go-to zucchini bread — simple, reliable, and delicious.

zucchini bread with chocolate chips

zucchini bread batter

Summer means zucchini is everywhere — from garden harvests to neighbors’ giveaways — and this bread is an ideal way to use it. I wanted to share this recipe early in the season so you can keep it on hand for big zucchini moments.

Add it to your list.

batter in a loaf pan

This loaf stays tender and moist, with a subtle spice and a top layer of mini chocolate chips that bakes into a slightly crisp, sweet crust. It’s balanced — not overly sweet — and the mini chips get a pleasant contrast of crisp exterior and soft bite.

zucchini bread batter with chocolate chips

If you’ve made my favorite banana bread, this will feel familiar. It uses the same comforting structure — a bit of sour cream (or Greek yogurt) for moisture and tenderness — but swaps banana for zucchini. So yes, veggie points earned.

zucchini bread with chocolate chips

The melted-butter and brown-sugar base keeps the crumb rich without being heavy. The chocolate chip topping adds a choice: a little chocolate when you want it, or plain bread when you don’t. If you like extra mix-ins, this recipe handles chopped walnuts, pecans, or more chocolate stirred into the batter, but it’s lovely as-is.

zucchini bread with chocolate chips

I love that this is a straightforward, classic zucchini bread — great on its own, excellent with a smear of salted butter, and totally acceptable for breakfast if you’re into dessert-for-breakfast moments. It’s not overly sweet, so it’s easy to justify.

zucchini bread with chocolate chips

If you want something less simple and more tropical, I also love a coconut-chocolate-chip zucchini bread I developed years ago. That version uses more specialty ingredients and a lot of coconut, whereas this one is intentionally classic and pantry-friendly.

zucchini bread with chocolate chips

Serve warm with salted butter for the best experience.

zucchini bread with chocolate chips

Zucchini Bread with Chocolate Chips

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Zucchini Bread with Chocolate Chips

Yield:
1 9×5 inch loaf
Prep Time:
30 mins
Cook Time:
1 hr 5 mins
Total Time:
1 hr 35 mins
This classic zucchini bread is lightly spiced, tender and incredibly flavorful. The chocolate chip crust on top makes it extra special with a hint of sweetness. Love it for breakfast or a quick snack!

Ingredients

  • 1 ½ cups all-purpose flour
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ¼ teaspoon cinnamon
  • ½ cup unsalted butter, melted
  • 1 cup packed brown sugar
  • 2 large eggs
  • 2 teaspoons vanilla extract
  • 1 ½ cups fresh grated zucchini
  • ½ cup sour cream or plain Greek yogurt
  • ½ cup mini chocolate chips, for topping

Instructions

  • Preheat the oven to 350°F. Spray a 9×5-inch loaf pan with nonstick baking spray.
  • In a small bowl, whisk together the flour, baking soda, cinnamon, and salt.
  • In a large bowl, whisk the melted butter and brown sugar until combined. Add the eggs one at a time, whisking between each, then whisk in the vanilla.
  • Stir the dry ingredients into the wet mixture until just combined. Fold in the sour cream (or yogurt) until incorporated, then fold in the grated zucchini.
  • Pour the batter into the prepared loaf pan and spread into an even layer. Sprinkle the mini chocolate chips evenly over the top.
  • Bake for 60 to 65 minutes, or until a tester inserted into the center comes out clean.
  • Let the loaf cool completely in the pan before inverting and slicing.
Course: Dessert
Cuisine: American
Author: How Sweet Eats

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zucchini bread with chocolate chips

The chips!!